- Company choose the valuer from short list which currently have 6 valuers.
- In case borrower preferred other valuer, not in the short list, who must inform company in valuation process. Company arrange your preferred valuer together with 1 valuer from company short list.
- In case credit line more than company’s limitation, company can choose to have more than 1 valuer.
- In case valuation reports have more than 1 valuer, company refer average collateral value from all valuers except collateral value different more than 15% company not refer to the higher value.
- Approval credit line is subjected to company analysis, which refer to valuation report as basis of decision.
Policy will be changing without notification.